Secure Your Legacy
Why You Should Use A Secure Legacy Advisor
Most advisors are very well trained to gather and manage their client’s assets. Their primary focus is growing assets and getting the best rates of return on the portfolios they manage. But most people start to think differently as they get close to retirement. Their focus changes to protecting their hard earned assets, rather than taking many of the risks that they took in their early years. It’s important to have an advisor that is experienced with this stage of planning. An advisor that’s closely aligned with these updated goals.
That’s why using a Secure Legacy Advisor is an essential part to a complete retirement plan. An advisor that’s trained to ask the tough questions may prove to be the missing piece to your retirement blueprint.
The concept of creating a Secure Legacy revolves around safeguarding your assets using the right kinds of protection. It removes the uncertainty and “what-if’s” from most seemingly sound retirement plans so that you can freely and strategically plan in all other areas. In short, using a Secure Legacy Advisor will show you how to protect the biggest risks first.
If your advisor does not have specialized training in long term care protection, all other aspects of your financial plan could be unnecessarily put in harms way. And it’s completely avoidable by using the strategies of a Secure Legacy Advisor. Unfortunately, most financial advisors and insurance agents “don’t know what they don’t know” about Secure Legacy Planning. You’ve undoubtedly heard the saying “A little knowledge can be a dangerous thing,” and in our experience, that’s often true in the case of Secure Legacy Planning. If you don’t have a trained expert helping you, unintentional mistakes and/or omissions can devastate your financial plan.
We have found that even the most experienced advisors and insurance agents require 12 months of intense and focused specialized training to become an expert Secure Legacy Advisor. At the core of this training is gaining the knowledge and using a very select few companies that we feel are the only option for this planning. Companies that have proven time and again that their benefits, experience, price, and financial strength are among the best in the industry.
To Give you all the advantages and benefits you need for protection, your Secure Legacy policy should be from a life insurance company that meets ALL these requirements:
1. Pool of money benefits - Don’t lose what you don’t use. This can potentially allow your benefits to last YEARS longer than other policies.
2. Monthly benefits - instead of daily. this gives you a pool of money for the month, regardless of which days incur larger expenses.
3. Shared benefits for spouses.
4. Maximum discounts tailored to your personal situation - married, living together, sponsored group, preferred health – Secure Legacy Companies offer up to 40% off normal premiums.
5. Insurance Companies that specialize in Long Term Care. This is critical because newer companies that come into the business don’t have the experience with underwriting and paying claims making it difficult for you, the policy holder.
6. Rate increase track record. Only use companies who have a strong track record for not increasing premiums on policy holders.